FIRE Calculator

What's Your FIRE Number?

Calculate how African equity dividend yields can accelerate your path to financial independence.

Income

$
Planning with a partner?
$

That's 20% of your income

Type of Lifestyle

Cover essentials only

Essentials + quality living

Premium everything

NGX blue-chip average: 9–15%

How long you plan to invest

Dividend Reinvestment

Reinvest dividends quarterly to compound returns

Your FIRE Number

$136,364

The portfolio that funds your comfortable life in Nigeria for you — from dividends alone.

Portfolio at Year 10

$287,377

Annual Dividend Income

$31,611/yr

Monthly Passive Income

$2,634/mo

Total Invested

$120,000

FIRE Progress

100.0%

You'll reach FIRE in 7 years

Portfolio Growth Over Time

Nigerian Blue-Chips vs S&P 500

Same monthly contribution, different markets

NGX Blue-Chips

$287,377

$31,611/yr dividends

9.9×

more income

S&P 500

$211,910

$3,179/yr dividends

S&P 500 modeled at 1.5% dividend yield + 8.5% appreciation. NGX blue-chips use your selected yield + appreciation.

Lifestyle Breakdown

Your dividends cover 211% of your comfortable lifestyle in Nigeria

Annual Cost$15,000
Your Dividends$31,611
Total Contributed$120,000
Total Dividends$119,245

Based on historical NGX dividend data. Not financial advice. Past performance does not guarantee future results. Nigerian equities carry currency, liquidity, and regulatory risk. Consult a licensed financial advisor before making investment decisions.

Share Your FIRE Number

Your friends will want to know theirs

Start Building Your Position

xng.markets